Is your bike lowered? Guessing you bought it used being a 2012. I have a 2011 Cross Roads(XR). If it is lowered it will scrape parts sooner of course. Now here is one for you. I bought my bike new. The dealer told me they were going to lower my bike because I was so short (in there eyes, ha, ha). I am 5'7" , stopped growing taller a long time ago. I told the sales guy, no do not lower the bike. Dealer asked why not? I said I do not want to scrape the bike in turns. Well I had to change out the rear shock not to long ago. While I had it all apart I found the top pivot for the shock/linage hookup was installed upside down, thus they went ahead and lowered the bike. I flipped it over with the new shock(Penske). Yes now the bike sits taller and I am reaching further to the ground of course, but the bike has more ground clearance. I have scraped my bike before on the right side. My bike had the round engine guards from Victory on it, and I scraped the right engine guard. I did not know I had scraped it until I noticed it changing the front tire one day. The draw back to the bike being taller? Yesterday leaving a friends house he had to help me push the bike backwards out of his yard, could not pull it forward were it was parked. So yes all said I have scraped the engine guard, but at the time the bike was sitting lower than stock.
Buckeye, Arizona(USA) 2011 Victory Cross Roads, Black police bag guards, black engine guards, black handle bars, Triumph Tiger mirrors, Triumph hand grips, set speedo/tach back 5" , adjustable timing wheel, Lloyzz Fuel Programmer III & air filter. Modified exhaust, made stock into 2 into 1. MRA windshield, Rotated front fender forward,relocated ignition switch, Bad Ace Fuel Tank Risers, Fat front tire.