Go to a Fuel-It demo. Find one near you, or in a nearby state. Dealers usually give $1000 off a bike and $1000 in accessories if you buy a bike within 10 days of a demo. I went to 2 demos in SLC, but didn't have enough $ to buy a XC. I do not do payments, gave 'em up for lent. Also, if you buy out-of-state, see if you can buy it sales-tax free, then do whatever is required in your state for registration. I am glad I waited because I like white and the thought of an "improved" trans.
When you buy, negotiate a 15-20% discount on accessories. for 3 months after you buy the bike. Usually a dealer will give 20% of stuff around here. So, buy the bike with less on it than you want, then use the discount to add stuff.
This is sort of a pain to go through, but it saves $ in the long run. Time is money, money is time. If you do the standard american stupid thing of buying when you can't afford it or impulse buying, you pay more IMO. Remember that you are trying (possibly) to do 3 things: 1-get rid of old bike, 2-get new bike at low price, and 3-get financing. These are all seperate deals - don't mix them.
1-If you trade-in a bike, then you will get less for it because the dealer has to do all the crap to sell it, blah, blah, blah.
2-get the best price on the bike using what you can - demos help alot. Do this seperate from any consideration on trades or $. Don't mix 'em. You should be able to get a bike OTD for the list price or close to it - including tax, prep, etc.
3- get your own financing or whatever. Credit union or something will always be less $ than other places. Have your ducks in a row BEFORE you go to buy, whether it is after a demo deal or not. If you have the whole $ bundle all ready and go for no payments, that is your strongest position to have.
Demos are winding down and there will be more in the spring. It would be prudent to wait for 2011 season, save $, - after all, winter is coming soon....
eta moya dva rubles
Last edited by white_bear; 09-03-2010 at 11:10 AM.