I am another of the group of new riders shopping for bikes. I've got some great interaction with both Harley Dealers as well as the Victory dealerships. The Harley dealer is near where I live but the Victory dealer is near our beach place so that's about an even balance.
Both dealers have been super aggressive on pricing so that I can buy a blue XC without the trunk for the same price I can buy a RG Custom in the Sedona Orange. Needless to say, in order to do this the HD dealer had to be a bit more aggressive than they would be with someone else who didn't already have #'s in hand for their competition.
Since I won't have my MSF until the end of the month, I have not yet had the chance to ride either bike so this is more of a "paper" analysis at this point.
Everyone says that the RGC will hold it's value better (+1 Harley). The XC simply "looks better" in that it is more modern and not the "same-ole, same-ole"(+1 Vic). Even so far...
The '11 XC has the 106 engine and the newer transmission. The RGC has the 96 engine (+1 Vic)
But the RGC can be upgraded to a 103 engine (even) which also has a "keyless start" similar to my BMW (+1 HD). They market this as a "security feature" as it also prevents anyone from being able to drive off with your bike without the key within 6 feet (+1 HD). The other "feature" you get with the power pak is the ABS brakes (+1 HD) for an extra $1,500 (Discounted) which makes the PowerPak is the same price as the trunk option for the XC (+1 Vic). Cruise control is an additional $300 option on the HD but included on the XC (+.25 Vic as Cruise is not really a feature I care much about and could always be added later)
Yes, a trunk can also be added to the RGC but it doesn't come with the intercom or the rear-seat audio controls in the RGC and the cost increases would bring the RG Ultra into the picture instead. Then the bike goes from being mostly a "lowered custom" to more of an old daddy tour bike (taller with balance issues) which I (don't think) I really want since 95% of my riding will be solo (wife works in hospital so even getting this bike is not something she is looking forward too and she will likely not ride other than a trip around the neighborhood).
Victory has 3.99% financing and 5 year warranty for peanuts (+1 Vic). Not certain there are ANY financing deals on the HD much less extended warranties available. I generally don't buy extended warranties but would consider one on this bike.
My plans are to ride both after the MSF and make a decision. Based on what I have read so far, I expect that the XC will handle better 99% of the time (due to a lower center of gravity) but that the RGC will handle better in that 1% of critical time that may be the only time that matters (ABS saving my life due to not locking up the wheels) being a new rider.
An extra $1,500 for the ABS/Keyless & 103 engine seems like a no brainer but I think I prefer the XC instead but may regret not getting the ABS while I have the chance. I'd be interested in what others who may have recently had the same decisions have done and why.
Undecide in NC..