Just turned in credit app to buy new CCT - Victory Forums - Victory Motorcycle Forum
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post #1 of 33 (permalink) Old 06-17-2014, 08:21 AM Thread Starter
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Default Just turned in credit app to buy new CCT

I love my KP and I can ride that thing for 10 hrs but the ole lady is not too comfy in the back. She's seen others in our group who ride HD Ultras and has been making comments about how comfy their ole ladies look in the back. So I told her, I aint buying no stinkin' HD but Ma Vic does make a touring bike too. So we went to visit a Victory/Indian dealer while we were in Tulsa, she sat on the back of the '14 CCT and instantly gave me the thumbs up to buy it. I was willing to pay 23k out the door and that's exactly where they were at on it but they had to go and insult my bike. You know..."yours is junk and ours is gold" sales tactic. I told them I don't play that game and walked out just on principal alone. So I visited my local Vic dealer in Rogers, AR. they treat me much better. Call me by my first name when I open the door. The numbers are about the same but these guys aint kicking my tires. Problem is I do owe more than I can get on trade in. They'll sell me the blue n white CCT for 19,500 with zero freight or dealer fees. That's 19.5 out the door. I'm about 3k upside down on the KP so that'll make it 22,500 which is still good for me. If they can get the payments where I want them then we'll have a deal. Just waiting for them to crunch some numbers and get back to me.

https://www.youtube.com/watch?v=KOZw...ature=youtu.be

2014 Victory Cross Country Tour - Two Tone Sonic Blue and Silver

PCV 6,500 rev limit, Lloydz VM1-DR Cams, Lloydz Hi Flow Filter, Atom Bomb exhaust, Lloydz ATS +4, Lloydz 1/4 Throttle. 111 HP / 116 TQ
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post #2 of 33 (permalink) Old 06-17-2014, 08:23 AM
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Good for you for not buying from an asshole dealer. I hope your deal goes through!



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post #3 of 33 (permalink) Old 06-17-2014, 08:29 AM Thread Starter
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Originally Posted by broggyr View Post
Good for you for not buying from an asshole dealer. I hope your deal goes through!
Hey, sweet ride you got there!

Yeah, I'm no push over when it comes to buying. I've walked on just about every major purchase. I set my number on where I want my payment to be, if it is 1 penny over it, I'll walk. If dealer A can sell me a bike for 22k but treats me like an idiot, I'll walk and pay dealer B 22.5k if I have too. I won't do business with people like that. But luckily for me, my dealer can offer better deals than any other dealer I've looked at or heard of and they treat me right. I should've just waited until I got home and talked with them first. We'll see where the payment amount lands, it has to be at or below my magic number though or I'll wait another year.

https://www.youtube.com/watch?v=KOZw...ature=youtu.be

2014 Victory Cross Country Tour - Two Tone Sonic Blue and Silver

PCV 6,500 rev limit, Lloydz VM1-DR Cams, Lloydz Hi Flow Filter, Atom Bomb exhaust, Lloydz ATS +4, Lloydz 1/4 Throttle. 111 HP / 116 TQ
2012 Victory Kingpin - Traded in on XCT

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post #4 of 33 (permalink) Old 06-17-2014, 09:43 AM
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Congrats! Your old lady is going to be happy! Mine is!

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post #5 of 33 (permalink) Old 06-17-2014, 09:54 AM
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Sounds like you are getting a good deal - I love my big ol "caddy" and so does my wife. Good job walking out on a rude dealer

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post #6 of 33 (permalink) Old 06-17-2014, 10:09 AM
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Good luck. I just got my 2014 XCT in Blue/Silver Saturday. I have spent more time farkling than riding so far.

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post #7 of 33 (permalink) Old 06-17-2014, 10:20 AM Thread Starter
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Good luck. I just got my 2014 XCT in Blue/Silver Saturday. I have spent more time farkling than riding so far.
Welcome to the forum and congrats on your new Vic!

https://www.youtube.com/watch?v=KOZw...ature=youtu.be

2014 Victory Cross Country Tour - Two Tone Sonic Blue and Silver

PCV 6,500 rev limit, Lloydz VM1-DR Cams, Lloydz Hi Flow Filter, Atom Bomb exhaust, Lloydz ATS +4, Lloydz 1/4 Throttle. 111 HP / 116 TQ
2012 Victory Kingpin - Traded in on XCT

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post #8 of 33 (permalink) Old 06-17-2014, 10:21 AM
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Maybe you should wait till august.
The new models will be out with some maybe good up grades to instrument and maybe motor.
If you wait the dealer will try harder to get rid of old models and make way for the new ones.
Yes you don't care but if they knocked off another grand would that help.
Seeing how its only fifty days a way you might sell yours for a good price. There might even be a better loan rate by then.
Not trying to be a kill joy am just trying to make you think.

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post #9 of 33 (permalink) Old 06-17-2014, 11:08 AM
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Good on you for walking out. Friend of a friend recently went to buy a new bike, made a deal, left a deposit. Went back to finalize and the dealer tried to dick him over for another $50. Seriously, 50 dollars. Dude bought it anyway.

I'm not gonna say the customer is always right cause there are definitely some idiots out there that don't know what they're talking about. But if I'm paying YOU for something, you damn well better earn it and if you try to screw with me you can bet I will spend WAY more with someone else rather than support you with even a penny of my money.

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post #10 of 33 (permalink) Old 06-17-2014, 11:29 AM
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On a trade deal, there is only one figure that is important and that is the cash difference. It doesn't matter how much theirs is or what yours is worth--its how many $ does it take to fill the gap between the two.
I'm not a fan of financing toys and the OP's situation is an example. Another is what if the bike gets wrecked to the point of it being totaled? You still owe the lender principle and interest for that pile of scrap. But hey, that's me--born in the depths of the Great Depression and hardened in WWII to use my $ wisely and maintain a reserve.

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