My bike is a 2012 XCT, but I think it's similar to yours. For me, 30ish is in 3rd, 40is is in4th, and then after about 50 or so its 5th up to about 65-70, then 6th as overdrive. I came from a GoldWing and it lugged like crazy--if you were moving put it in 2nd, then it was happy in either 3rd or 4th up to 50 or so.
The Vics do like to rev and I am continually fighting the urge, especially at slower speeds, to shift too soon. But I am learning and after about 3000 miles or so, have achieved a great deal of comfort and confidence across all speeds.
I love this bike! Smooth. Always gets comments. Pretty. Doesn't talk back or argue. And carries _all_ my stuff around for me. What more could you want?
2012 XCT White
San Antonio, TX
Honda CB350, Penton 125, Penton 175, Honda MR 175, Honda TL250, Yamaha IT 175, Husky 250CR, Husky 360 Auto, Husky 390WR, BMW R90/6, Honda CX 500, 84 Goldwing, 93 Goldwing, 98 Goldwing, 2012 Victory XCT