Join Date: Aug 2009
Location: N. California via Los Angeles, CA
My experience and recent look into insurance has shown that Progressive insurance is far and away the least expensive.
This is a copy and paste from the California Department of Motor Vehicles web site,
Financial responsibility is required on any vehicle operated or parked on California roadways.
You must carry evidence of financial responsibility in your vehicle at all times and must be provided as specified below:
When requested by law enforcement.
When renewing vehicle registration.
When the vehicle is involved in a traffic collision.
Providing evidence of financial responsibility
In some cases, you may also be requested to submit additional insurance information to DMV by providing:
A document or identification card from your insurance company.
Minimum liability insurance requirements for private passenger vehicles
(California Insurance Code §11580.1b)
$15,000 for injury/death to one person
$30,000 for injury/death to more than one person
$5,000 for damage to property
Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.