Well I have come down to three choices. the biggest differences between the HD and Vic ALL have their pluses and minuses. Trying to make a decision. Both are approx $6000 and my bike.
Or a private sale (requiring me to sell my bike privately) of a 2011 King Pin with about 7K and Champion matching Hard Bags.
or this 2004 FLRSI with 3500 miles Back rest rack and stock seat are the only extras. Engine has not been messed with. Owned by a 70 year old. Consignement dealer wants $6000 and my bike 07 V Star 1300 Pic below.
Pluses for the Victory. Its an "American Metric" . Maintenance wise. One hole oil change. Stronger engine, Late model. Local PD just went to all Victorys. Service should not be an issue
Minuses. I don't like body painted hard bags. much prefer leather covered. Don't want body work when I scrape them up or have to worry about that. Trade in is ugly like metrics and street sales are not as easy as Harleys. Harley sells itself emotionally. Victory has to be sold. Fork maintenance is expensive (like a metric) But belts are easy. Local Dealership is struggling and may not be around in 4 years.and it seems every part has to be ordered and can take weeks. Basically I am already riding a Victory type motorcycle.
Pluses for Harley. Its a "harley "gwatdammm Davidson" for better or worse that is powerful. Parts are readily available and there are choices and the bike can be opened up easily. Many choices of mechanics with a long history of working on them. Some will come to your house. in my case a 30 year Harley mechanic has a shop a mile away. There seems to be a Harley boutique or independent shop every 50 miles. Trade in is awful but retail is higher and more buyers. AS the economy improves more people will want to be seen on a Harley. Making resale easier than any other bike. $12,000 for a ten year old Road king Custom is not uncommon. most have low miles. A $12,000 new Dyna will sell for $8000 4 years later easily and it will likely have <10,000 miles. There is a bottom stop to used prices on the street, Bags can be opened with one hand at a light.
Minuses. They are more expensive. Yes one has to deal with Cam tensioners on pre 07s early and the upgrade with the Hicap SE oil pump can cost $1400. But it can be done in an afternoon at home for $500. They are slugs and run hot. Not exactly a performance machine. They are cruisers. One must STUDY the motor to understand what to look for and what needs to be done if their is an issue. Will save a lot of headaches being informed. I know nothing about my Yamaha except the belt costs $450 and another $800 to install. It's an old design. That has to be accepted. THREE hole fluid changes. at 5K 10K and 20K. MOst change them all at 5K.
Engines IMO should not be built past a Stage I the most issues come with people messing with the motors but not strengthening the entire drive train causing major issues in the trans and primary. Just buy the performance stock and replace weak parts on the older bikes.
Weak areas on the bike I am looking at , Cam tensioners, Compensators, Cam bearings, oil pump. Stator location. ALL of these issues can be taken care of at one time under one cover. The worst thing HD did was put the Stator inside the compensator assy. Victory has it outside.
All that said I ride about 3-4K a year anymore. So I can buy a Harley and not worry too much about it. The 3600 mile 04 will likely be gone before i have 20K on it. THAT is the ONLY reason I am even considering a Harley.
The Victory dealership is miles away and does mostly custom work. Not too many Independents (or small dealers) have stock commonly needed parts.
So my better sense says keep the Yamaha. Its done and most like a Victory except for performance. My riding habits and emotion says spend the $6K and get the HD. If I don't like it It will sell far easier.
The other thing is most people KNOW Yamaha, Honda, Harley. People are still perplexed when i say I am thinking about buying a Victory, It's like what's that?
Like it or not we wear our bikes as well as ride them. Vision riders cannot get away from that. LOL So emotions play into the equation.
The HD with low miles. Stock seat and back rest/Rack is available from owner.in the deal
and a member's bike here who is selling an 11 King Pin is in the mix but that bike I have to spend about $1000 on out the gate Engine guards, Shield $300, Passing lamps. making that bike at least $10,000. Trade value on that is around $7500. He has some nice painted Hardbags but I prefer leather coated so i would have to sell them and spend another $300 for the bags I would choose IF I got $300 for his.
From a if i don;t like it stand point the Harley will be the easiest to sell in the Fall around here befoe Bike Week and lose maybe $1000.
Best looking bike is the XR. No doubt But those backs are like fenders and can be scratched and look like ass easily. I am sure Vicotry paint is not cheap. The bags certainly aren't