I was concerned for a while though. When i added my 1st bike, it was $1000/year. I was taken aback, but waited to look into other options.
Checked out Progressive for the same bike: $330/yr.
When I bought the Hammer, i just added it to my Allstate out of convenience.
So I talk to my agent... Hammer: $200/yr! Then they dropped the Gixxer down to $350 and each of my cars dropped a bit too. When you stack policies, you get big discounts. I could not be more happy.
So when I had my mishap on the Hammer, it needed $4k in repairs, Allstate had me a check within days. My dealer said i was LUCKY that I didn't have Progressive. He says Progressive is easy to get and low prices, but when it comes to a claim, they run you through the ringer and try to opt-out on anything they can to screw you. He said he's seen it countless times in his dealings with them.
He said Allstate is one of the best when it comes to claims.
So I'll stick with Allstate. Paying out on a claim is more important to me than how easy the payments are. Plus now, my payments are actually lower anyway!
2012 HD Road Glide Custom - Black denim