DEMAND THE CARFAX!!!!! Read hear and see why - Victory Forums - Victory Motorcycle Forum
 
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post #1 of 9 (permalink) Old 12-13-2013, 04:45 PM Thread Starter
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Default DEMAND THE CARFAX!!!!! Read hear and see why

Pardon the long post, but I have learned a lesson in life that scared me to death.Since we all buy motorcycles\cars\trucks, I thought I would share what was almost a $17,000 disaster!

After a weekend with friends in the Smokies, my wife and I borrowed their Benz convertible for a few days. That is when the wife quickly decided it may be time to quit riding on the back of the bike and buy her OWN DARN BIKE----with 4 wheels. (see picture below) Me being the mechanical\car\bike\lawnmower\weed eater\etc member of the family I set out looking for something we could trade even for her CRV. I found a NADA match very close on a 2009 Madza MX5 with 13,000 miles. I had a new top and a few minor issues that were not deal breakers. We agreed on an even swap and I asked to see the Carfax and he showed me the AutoCheck--he says it is the same thing. I owed $3000 on the CRV and paid it off with a non secured loan shark rate of 10.75% with the intention of borrowing against the MX5 and pay that back and pay off the Cross Roads at the same time. This would move everything over to a 4.5% rate.


Title comes back and we take it to the credit union and we show them the Auto Check--they say thanks but they will run their own Carfax. Carfax says it was declared a total loss from a non collision event (flood, fire, stolen,???) in December of 2011 and they will not loan a penny on it. The title is NOT branded as salvage. Read the Carfax report and at the bottom it states that NOT ALL things they declare total loss will agree with what the state declares a total loss.

By now the wife and I have atomic powered lazers for eyes. I call the dealer-- he checks the Carfax and says don't worry, it has to be a mistake and he calls Carfax---not a mistake. FLO (Progressive Ins) tagged it a loss, but that is all they would tell him. Since the previous owner checked off that it HAS NEVER BEEN TOTALLED--the dealer is out of the blame game. I called and talked to DMV officers in NC and as long as it was not told to them, they are held harmless. While the dealer is not responsible, he has been working to fix things like crazy. I tried to get up with the previous owner--but he is not returning calls. That is all I will say since this is already too long.

The story DOES have a happy ending though. FLO coded it wrong when she reported it to Carfax and she did not report it AT ALL to Auto Check. It was a $2200 claim for vandilism where somebody cut the top with a razor. The dealer fixed the Carfax report and is doing about $1,000 in upgrades for me for my troubles.

SUMMARY:Get the Carfax---not a substitute. Give them this story when they tell you they are the same. You can bet I will.
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post #2 of 9 (permalink) Old 12-13-2013, 05:40 PM
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I can tell you from a lifetime in the car business that CarFax is not all that accurate. They've done a great job marketing their service, and consumers love it, but those of us in the business know better.

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post #3 of 9 (permalink) Old 12-13-2013, 05:52 PM Thread Starter
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Quote:
Originally Posted by JonW View Post
I can tell you from a lifetime in the car business that CarFax is not all that accurate. They've done a great job marketing their service, and consumers love it, but those of us in the business know better.
I agree, and that was a large part of my problem. In my case it was showing damage that never happened. Accurate or not, if it is on there you need to know about it!

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post #4 of 9 (permalink) Old 12-13-2013, 06:36 PM
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I can also tell you that there are a lot of collision losses paid out of pocket by the owner that never get reported to Carfax.
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post #5 of 9 (permalink) Old 12-13-2013, 09:27 PM
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I was in the market for a car for the wife a few years back and spotted a lincoln LS that looked pretty nice. Low miles, looked real nice during a walk around. Took it out for a test drive and to have my dad look it over, he has been doing collision repair for 40+ years. When we opened the trunk we noticed a musty smell so we did some digging. We pulled the carpet back and found the trunk full of water, the floor was crumpled bad and had been been rapired horribly, both quarter panels has been replaced very poorly, the rear end was pushed to the drivers side an inch or better, you could see the ground through one side. It was a mess to say the least. When I brought it back to the dealer the salesman came out ready to impress me with the clean Carfax in hand. I went ahead and showed him and the sales manager what I had found. It was on the back lot with all the trade ins, I assume a direct line to an auction.
Carfax isn't as good as its made out to be either.

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post #6 of 9 (permalink) Old 12-13-2013, 11:39 PM
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I know for a fact, that in Pa. , if you get the automobile fixed out of state, it will not show on a carfax. IDK why, but a friend of mine discovered this by calling his insurance agent to get a quote on a used SUV he was interested in.

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post #7 of 9 (permalink) Old 12-14-2013, 05:18 AM
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Carfax is just a tool to use when looking at a used vehicle but I would always take it to your trusted Indy and let him look it over.

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post #8 of 9 (permalink) Old 12-15-2013, 08:47 AM
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They advertise that they report what has been reported to them. I traded in a car that I had bought used at a local dealer, the carfax that the new dealer put on the car said it was a one owner. If they can't even get that right, I gotta wonder what they do get right.

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post #9 of 9 (permalink) Old 12-15-2013, 09:44 AM
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I try not to buy used unless I know who owned it. After the hurricanes out east then they transport cars all over, run the cars thru auctions to clear the salvage titles. That is a dead give away if the car has been in and out of a auction more than once .

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