Join Date: Aug 2012
Location: Side of a mountain in New Hampshire
Yep, just boilerplate pushback. It doesn't mean your employer is a bad guy, just another slave to the insurance cartel that makes the rules.
Right out of the playbook, first point the finger at someone/ anyone else. You ride a MC therefore that created it.
Second, wait for response and gauge next step based on type of response and level of response.
So you go straight to a lawyer, ambulance chaser/ tv ad types fine in this case because the intent is to signal to the insurer that you will engage in a game of pushback. If you choose a firm that makes its bread and butter going after comp and disability the insurer knows that you are in it. After all it 's corporate insurers and actuaries on the other side of the table. Integrity isn't a factor in the equation.
Problem with comp and disability law scheisters is they will settle for a value that returns the largest check to them for the least amount of legwork. They know that number in their head before you are done explaining the particulars at the first consultation. They aren't crusaders. They have to pay for those tv ads.The settlement they negotiate won't be the most beneficial available but it will be in your favor or they wouldn't take your case. No margin in losing.
CTS is old law. Both sides know that there is a checklist to tick the tick boxes on. Typically that means you prove you have CTS, you prove that specific activities at your job created that condition and/or you prove that conditions that cause CTS are, for you, most prevalent at your job. Your lawyer will work to see that you check off enough of those boxes to force the insurer to settle. If you do it's just a matter of doing the dance and letting the clock run down. Insurers counsel will not dispute proofs but will try to add other potential sources of CTS like motorcycling and other lifestyle / non-work mandated activities.
Oh yeah. Getting pissed off is not how you win. Look at it like this. The insurer wants to protect his interests at your cost. You want to protect yours at his. There's not much common ground. They are the enemy. That's what they get paid for. Keep a clear head.
Cross Country Tour.
We can't help it
We just keep moving
It's been that way since long ago
Since the stone age chasing the great herds
We mostly go where we have to go
That was written by James McMurtry