Forget about setup, shipping, and whatever fees a dealer imposes. It is all part of the price of the bike. They can charge whatever they want but your concern is what you are paying for the bike before tags, title, and taxes because these vary from state to state. You need to shop around. A 2013 is a 2 year old bike now so I would not pay any thing more than 25% off of MSRP at this time of year with all the rebates Victory has out now.
2011 Cross Roads Sunset Red
OEM short windshield, passenger backrest, crash bars, saddle bag bars, heated grips, vinyl closeouts, tachometer, ambient temp, LED headlight, luggage rack. WD lay down licence plate.