These days , anyone can get financed ... You will just get whacked with a higher interest rate ...Harley uses Eaglemark financing to get financed. its pretty easy to get financed thrhrough them with bad credit. Who does Victory use as their finance company and is it just as easy to get financed through Victory?
same here RICZ if I cant afford to pay cash I save up till I get what I need.The old guy chimes in........
I have a unique concept (actually not so unique as I have used this for decades) that you buy what you can afford to write the check for. Save or invest in a way that gets you interest, instead of having to pay it. You'll always have the title, instead of a lender and you'll never be upside down in the event of a crash. No pun intended...well maybe.
Wait too long and you've missed life.
Didn't you say you worked well past the normal retirement age?I have no qualm with those who finance as long as they can maintain a cash reserve (equivalent to 3 months income) saved for emergencies. And are setting aside about 15% toward retirement. Its sad to hear the stats that most Americans have no savings and a pathetically insufficient amount set aside for retirement.
I have retired friends who fall into that category and are unable to go on multi day rides (or even an overnighter) with me. Theja take note--I now have a comfortable retirement because, like your parents, I denied myself many things earlier in life.