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My insurance came due, so I got a few other estimates. I'm switching to AARP Foremost. They came in at $275.00 / year which is $61.00 less than my current carrier, and it includes roadside assistance coverage, thumb up, that will take the bike to the nearest authorized repair facility.
For a Victory in Northern Calif., that could easily be a 100+ mile tow.
Now, what to spend my ill gotten gains on.
Let me think, could it be....cheers?
 

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Bugkiller. I always check prices when I renew my insurance. Right now I have coverage through Geico and it is exorbitant at best. I just recently changed brands from HD to Victory and from a 2 year old bike to a new one but my bet is that at renewal time I will have a new provider. The up-charge for a new bike vs 2 years old was well over $100. To me that sounds wrong, but we must always insure the new bike before riding it home, just in case, so I did. At renewal time, things are different, I have plenty of time to look around and I do.
 

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I got the Foremost also. Seemed to be better coverage for a little more than Geico. The bike was new when I got it also.
 

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I've use Progressive because they are he cheapest I could find on my previous bike and my current XR. What I couldn't believe was how much more it was going to cost to insure my Vic. I paid $130 a year full coverage on my 2006 Suzuki M50. My 2011 XR costs me $350, almost 3 times what the suzuki cost me! Insurance premiums vary by your age, location, driving history, type of vehicle, etc but 3 times higher is crazy for a bike that is not all that powerful for its engine size and not worth all that much either.
 

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I had allstate around 600 for my pin, dumped them and went with rider around 300 for the year

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When I see the premiums vary it is usually because of coverage. I would never carry less than 100/300 on liability and under/ no insurance coverage. Need to protect yourself as well as the other person. Med payments vary but I like 5,000
 

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I've use Progressive because they are he cheapest I could find on my previous bike and my current XR. What I couldn't believe was how much more it was going to cost to insure my Vic. I paid $130 a year full coverage on my 2006 Suzuki M50. My 2011 XR costs me $350, almost 3 times what the suzuki cost me! Insurance premiums vary by your age, location, driving history, type of vehicle, etc but 3 times higher is crazy for a bike that is not all that powerful for its engine size and not worth all that much either.
Outright power has little to do with it. How often and how much they have to pay to fix/replace them is more relevant. From what I hear Harleys are the most expensive to insure. They ain't fast, but they get stolen a lot and them fancy paint jobs don't come cheap...
 

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Could be but we all know Vics paint is not the best in the world and I don't think the X bikes have been around long enough for the insurance companies to have any real theft data on them plus I doubt that many get stolen but I could be wrong. I don't know where they get their rates from but I pay it each year, fuss about it then go riding.
 

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SB, when I switched from my HD to a Victory Vision, I had to pay over $100 for the change for the remaining 7 months on my policy. HD is not the most expensive but they are way up there like Victory is. So far it looks like my Vision is at the top of the insurance cost pile. When I owned a 1300 cc 4 cylinder Yamaha and a HD Road Glide Ultra at the same time, my total insurance cost was about the same as it is now with just the Vision. One bike vs 2 strikes me as a statement that the Vision is expected to cost them an awful lot on average.
 
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