I had a rubbing noises coming from the rear of my '13 XCT. While cleaning today with the saddle bags off I noticed a loose plastic piece hanging under the rear fender. My driver's backrest has dropped all the way through the mounting bracket and pushed this plastic piece into the rear tire well. When the rear tire bottoms out it rubs on the plastic piece that the driver's backrest has pushed through. This plastic piece has a channel in it that holds the air line for the rear shock. This could puncture the air line and cause the rear shock to bottom out even more, which causes an unsafe situation. The driver's backrest has 4 slots to adjust the height. If the backrest goes past the 4th slot it will push the plastic piece into the rear tire well. Do Not Push Your Driver's Backrest All The Way To The Seat Cushion. Driver's backrest must stop at the 4 slot. I will show to dealer tomorrow and keep y'all posted. I believe Victory has an unsafe situation and a recall issue. Ride Safe, Godspeed.