I had a cold ride home last night here in central Florida. I went to the gym at about 1:30 and was done about 3:30. I went to a nearby friend's house for a beer and then rode home (~25 min) from 5:30 to 5:55. This was right at dusk. At 5:30 when I left his house, it was 48°F and light out. By the time I got home, it was 45°F and pretty dark. I wore leather chaps, a bike jacket with liner, full-finger gloves, and turned the heated seat and grips on high. I was still a little chilly. It is supposed to be warmer today.